Invest in African SMEs through Tokenized Loans

Who We Are

PEMiG CMF is an innovative platform empowering African SMEs and investors through cutting-edge blockchain technology, promoting economic growth and financial inclusion.

Our Pilot Phase

Unlock New Investment Opportunities with Tokenized Loan-Backed Locked Savings

PEMiG is pioneering a new approach to investment and SME financing by tokenizing loan assets and offering them as investments and locked savings products. Our innovative platform utilizes blockchain technology to create a transparent and efficient investment pathway.

• What is it? We transform a diversified pool of loans, originated by PEMiG Loans, into digital tokens. These tokens represent a fraction of ownership in the loan pool and a claim to the returns.
• Investments: These tokens are offered to investors as a fixed-term “investment” product. Your investment is committed for a set period, coinciding with the loan repayment schedule.
• Transparency and Security: Blockchain technology ensures all transactions are transparent, secure, and tamper-proof, building trust and efficiency into the system.
• Diversification: Investors gain access to a diversified portfolio of loans, reducing their risk and potentially enhancing their returns.
• Financial Inclusion: This program provides funding opportunities for a broader set of businesses and investment access to a wider pool of investors.
• Competitive Returns: By investing in tokenized loans, investors have the potential to receive competitive returns from loan repayments.
• Positive Impact: Investments in SMEs support job growth and economic development in Africa.

Frequently Asked Questions (FAQ)